Health Insurance

Health Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Health Quote Form

Health Insurance Information

Health Insurance in Westmont IL & Hinsdale IL

Good Decisions Today for a Healthy Tomorrow.

Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected.

At TW Group, Inc., we strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.

Depending on your needs, our health care packages can include:

Individual & Family Health Insurance
Group Health Insurance
Dental Coverage
Vision Coverage
Long-Term Care Insurance
Temporary Health Insurance
Supplemental Insurance
Disability Insurance
Medical Expense Insurance
Child Health Insurance
Travel Health Insurance
Prescription Insurance
HSAs

Medical care is one of the most expensive services that someone might need. However, it is still crucial to seek even routine care because of its benefits to your overall wellness and security. By investing in a quality health insurance plan, you’ll never have to worry about how you’ll see a doctor, pay for prescriptions or receive critical treatments.

Many people say that they don’t buy health insurance because they can’t afford it. However, most plans are veryaffordable and many applicants qualify for health insurance savings if they enroll through the Get Covered Illinois® marketplace. Getting covered doesn’t have to feel unachievable.

You can rely on the dedicated team at TW Group, Inc. to help you get the appropriate health benefits. All you need to do is call (630) 737-0300 to speak to a representative. Or, if you want to handle the process online click below to request your free quote:

Health Insurance Quote

Common Health Insurance Questions

What types of health insurance plans are there?

Health insurance plans can be as different as snowflakes—no two are the same. They come from multiple major insurers, offer different benefits and cost obligations and cover various services in distinct ways. Your plan options include:

Health Maintenance Organizations (HMOs)
Preferred Provider Organizations (PPOs)
Point-of-Service Plans (POS)
Fee-for-Service Plans (Traditional Indemnity)
Group Health Benefits

Your chosen benefits will affect the cost of your care, where you go to receive care and your covered benefits (including prescription coverage) will vary. You’ll want to buy the plan that offers you the most appropriate financial assistance for the care you need.

What are my out of pocket costs for health insurance?

Your plan will provide a comprehensive explanation of benefits that you can use to determine your approximate out-of-pocket cost for a service. Depending on the service in question, your cost obligations might include:

Coinsurance
Copayments

Deductibles

In many cases, you can receive certain preventative health services like vaccines, wellness screenings and other essential care at no cost.

How much does health insurance cost?

The costs of all health plans vary. However, the good news is that your insurer cannot charge you more or deny your application because you have a pre-existing health condition.

Additionally, individuals who enroll in a Get Covered Illinois plan will qualify for cost assistance with their premiums and deductibles if they meet income requirements.

Am I required to buy health insurance?

There is no requirement to buy health insurance in Illinois. However, when buying a plan, you can usually only enroll during certain times of year called open enrollment. Most open enrollment periods last from Nov. 1 – Dec. 15 each year.

Those who have a qualifying life event might qualify for a special enrollment period (SEP). This will allow them to enroll in health insurance outside of open enrollment. Some of the circumstances that might qualify you for a plan might be a situation where you get married, have a baby or lose your employer-sponsored health plan.

Health Insurance