Evans Insurance Agency, Inc.
Serving our clients since 1952

Phone: 630-469-1560

PERSONAL UMBRELLA LIABILITY EXPLAINED*

A personal umbrella policy is a liability policy that picks up where the basic personal liability policy ends. We highly suggest this policy as we are seeing many liability awards exceeding the normal limits of homeowners, renters, and personal automobile insurance policies.

Umbrella policy's offer a great amount of coverage at a very reasonable price.

This is a broad form policy which covers practically all types of damages for which you or a family member is held responsible.

Recent judgments for damages include:

With today's lawsuits easily surpassing the $1,000,000 award level it may be worthwhile to invest in this additional coverage.

For the low annual premium charged, it does make sense.

Please let us know if this coverage is of interest to you.

* PLEASE NOTE - THESE ARE ABBREVIATED DEFINITIONS. THE ACTUAL POLICY ITSELF SHOULD BE READ FOR EXACT COVERAGES, DEFINITIONS AND EXCLUSIONS.